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Travel Insurance Tips For Fall Trips

September 2nd, 2014  |  Travel Insurance

Fall is not only about getting the kids ready for back to school and raking leaves. It is also the time of the year when people starting planning fall trips and winter getaways. Many people plan vacations and short trips for the Thanksgiving long weekend, in November and for the Christmas break in December.

 

Whether you are planning a cross boarder trip for a football game or to do some Black Friday shopping or plan to getaway to an exotic location and enjoy some sunshine, weather is one of the biggest factors to consider in your travel planning.

 

Fall Travel Considerations

 

Weather plays a large factor in fall and winter trips. There is no shortage of weather related considerations that will be part of your trip, including:

 

  • Hurricane season– What locations are hit by hurricanes during the fall? Which places are ideal destinations? Which places should be avoided?

  • Travel delays– What types of weather can you expect in your area? How likely is weather to create a travel delay?

  • Travel advisories– What travel advisories exist for the locations you are planning on travelling to this fall?

  • Health threats– Are there any health concerns for some of the vacation destinations you are considering?

 

With all of these fall travel considerations to take into account when planning a trip, you never know when the weather (or other things) can impact or interrupt your travel plans. This is why it’s so important for you to havetravel insurancewhen travelling during this time of the year.

 

3 Must Read Travel Insurance Tips for Fall

 

  1. Be aware of coverage exclusions:While most people tend to focus on the benefits of their travel insurance plan, when travelling during the fall, it’s essential that you are also aware of coverage exclusions – Most plans have exclusions and you need to be aware of them so you don’t get caught in a situation where you have a coverage gap.

 

  1. Know the coverage limitations:You also need to be aware of your coverage limits. Know how much coverage you have if you need to cancel your trip last minute, how much you are covered for if you lose your luggage, and other elements.

 

  1. Don’t wait until the last minute:Many people try to ride out the weather and determine their need for travel insurance based on the weekly forecast. As you know well, the weather forecast can and will let you down –Avoid making your travel insurance decision based on the predicted weather. Even if the forecast is sunny, it doesn’t mean it will stay that way for the duration of your trip. Give yourself enough time to review your options and choose a good travel insurance policy for your trip.


Explore your travel insurance options bygetting a quote for travel insurance. This allows you to properly explore your insurance options and ensure you get the right level of coverage for your fall trip.

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