Travel Insurance - How to Research Your Policy Options
If you are a frequent traveler or plan to travel in the future, there is a lot of value in considering your travel insurance options. Your Canadian insurance will likely not cover you if you are travelling outside the country, even if you are only taking a day trip to the United States. It becomes even more important to get a travel insurance policy if you are traveling for business or taking a vacation abroad for any length of time.
Benefits of Travel Insurance
Travel insurance helps to avoid the high costs of medical treatments, hospital visits, and trip interruptions that occur when you are out of the country. Medical costs and treatments add up quickly and travel insurance offsets these costs so they do not come out of your pocket. Plus, it gives you peace of mind in knowing that you are covered in case of an emergency, no matter where you are travelling.
Considerations When Choosing a Policy
No two travel insurance policies are the same. Therefore, it’s important to understand the types and amount of coverage that your require for your travel insurance policy. When exploring your policy options, make sure to consider the following:
- Length of your trip
- Emergency contact
- Coverage for hospital stays, doctors’ visits, and medical bills
- Coverage for pre-existing medical coverage
- Emergency dental care
- Emergency transportation and ambulance services
- Trip cancellation and interruption
- Emergency evacuation
- Lost luggage coverage
Keep in mind that the more coverage that is included in your travel insurance policy, the more you will pay. This is why getting a travel insurance quote is so important. It gives you the chance to compare your travel insurance options before making a final decision.
Never Assume You Have Coverage
Even if you have a travel insurance policy, never assume that you are covered for everything. Check your policy. It is your responsibility to understand the terms of your policy and how it works. Always read the fine print and if you have questions, contact your insurance broker to get clarification.
Get a Quote Today!
Getting aquote for travel insurancewith HUB Insurance Hunter is simple. All you need to do is visit our website or call one of our experience insurance hunters to get 3 quotes in 3 minutes. Happy Travels!