Information you need to Provide for an Accurate Home Insurance Quote
Whether you are in the market to purchase your first home, are moving, are looking for a place to rent, or if your home insurance is coming up for renewal, there is a certain amount of information that you will need to get in order to receive an accurate home insurance quote.
Taking a few minutes to get this information organized will make the quote process that much easier when you are examining your options. And, it will also ensure that you receive an accurate quote from your insurer. Remember, it is better to be over prepared then underprepared. No one wants to spend the time filling out a form to get a quote only to find out that they have a number of gaps in information in order to complete their quote.
The following is the information that you need to have in order before you connect with your insurance company to get a quote for your home insurance policy:
- Street address
- Your personal home insurance history – how long you have been insured, by which company, and for what properties.
- Home security system information
- A record of past insurance claims
- The year your home was built
- A record of renovations
- Pet information
- The dates of major upgrades to heating, electrical and plumbing systems
- An idea of your liability coverage needs
- Information about insurance coverage for specific coverage (i.e. collectibles, jewelry, etc.)
- The size and square footage of your home
- Construction details about your home such as building type and roof age.
- Additional home features such as a swimming pool, garage, decks, and other potential liabilities
If you are not sure if you have all the information you need, talk to your insurance company and ask. Many companies have a list of questions or list of required information to help you get an accurate quote.
What tips can you offer to people that are in the market for home insurance?