How to Check your Driving Record

June 20th, 2013  |  Insurance

We hear all the time that your driving record plays a large role in how much you will pay for auto insurance and it is definitely something that will be checked by insurers when you request a quote.

But, the truth is that many people are not sure about how to go about checking their own driving record. It is easy for people to forget about a ticket they receive a few years ago, so it’s important that you check your driving record every few years, preferably when your current auto insurance policy is coming up for renewal and you are looking to weigh your insurance options.

How do you check your driving record?

It is actually easier than you think. You can do it online and it only takes about 15 minutes of your time.

Here is how you do it:

• Visit the service Ontario website
• Choose the option that allows you to purchase a copy of your drivers abstract – cost is $12
• Make sure that you have your driver’s license with you
• Complete the payment
• Download your drivers abstract

Doing this will give you your uncertified driving record for the past 3 years and include all the information you will need to get an accurate insurance quote. If you want a certified copy, it will cost $18. You can also request more detailed driving records, accident reports, and a driver’s license history all from the Service Ontario website.

If you don’t want to request a copy online, you can also go down to your local Service Ontario location.

Have you ever requested a copy of your driving record? How ways was it? What did you use it for?