5 things to prepare before you visit Canada
If you plan to visit Canada, it’s a good idea to be prepared. Crossing the border seems fairly simple, but if you don’t make the trip very often, you might not be ready. I’m preparing for a trip to Canada soon, and here are some of the things I learned about making sure my finances are ready, and that I have as few hassles possible.
Here are five things to prepare before you visit Canada:
1. Medical insurance coverage
Double-check your health care plan before you head to Canada. Will your insurance company cover you if you are sick or injured and need to visit health care professionals? If your insurer won’t cover you, or if your coverage is inadequate, you can purchase medical coverage in Canada. Call ahead to find out what kind of coverage you can get that will allow you access to the health care services available publicly in Canada.
2. Auto insurance coverage
If you plan to drive, check to see if your insurer will cover you in Canada. Most auto insurance companies in the United States will also cover you in Canada. However, if you need auto insurance in Canada, you can look for a temporary plan to cover you.
Another option is to check your credit card for rental car coverage if you won’t be using your own car. Some credit cards include perks like rental car insurance coverage that can save you money so that you don’t have to purchase additional coverage.
3. Check your cell phone plan
When you cross that border, your phone might not work as well. You might rack up huge roaming charges, or have other problems. Call your cell phone provider ahead of plan so that you understand your options. You might be able to get extra data, or use an international plan so that you can stay properly connected. There are also ways to unlock your home and use other plans for cross-border communication while you visit Canada.
4. Inform your credit card issuer
Before you leave the country, let your credit card issuer know. Many people get ready to cross borders by getting travel insurance, auto insurance, and double-checking the cell phone plan. However, you might not think to let your credit card issuer know that you’re travelling. This can be problematic if your credit card is flagged for unusual spending (in an unusual place) and you’re cut off. Call ahead of time so that you can use your credit card with ease.
5. Have the right documents
For the most part, when you visit Canada, all you need is your passport – especially if you come from the United States. If you are another nationality, and depending on how long you plan to stay and whether or not you plan to work, you might need a visa for your visit. Check with the Canadian government’s information on travel to make sure you have what you need.